Urgent Care Centers: Do I Need Insurance to Get Urgent Care?

hospital bed near couch

Sometimes, we experience accidents that require immediate medical assistance. These minor injuries can be cuts, fractures, burns, or even infections. Depending on the severity, these types of injuries won’t require you to go to hospital emergency rooms for treatment. When you have experienced these sorts of accidents, it is best to visit your local urgent care center.

It is an incredibly convenient and cost-effective way to get medical treatment that doesn’t require you to spend as much as you would if you went to a hospital. The great thing about urgent care centers is that you get hospital-quality service at an affordable price. 

In case you need emergency treatment, and spending on excessive hospital bills is not an option, urgent care centers can support you with your medical needs. Here’s what you need to know about urgent care centers:

You are not required to have insurance to visit an urgent care center

One of the benefits of getting medical treatment at an urgent care center is that you are not required to have insurance to claim medical services. This is why when you need medical treatment but are on a budget, it is best to seek aid at these types of centers. 

However, when your injuries require more treatment or your doctor prescribes medications, costs may increase. Note that additional treatment and prescriptions will go on top of your urgent care medical bill.

You can lower your medical expenses at urgent care centers

Medical bills can pile up due to additional treatments, consultations, and prescriptions that you may encounter during your visit. However, even if you don’t have insurance, there are ways for you to reduce your medical bills. 

1. Consult with your doctor about your financial situation

It’s good to know that most doctors understand that medical expenses are challenging to settle without any help from insurance. The best way to remedy this situation is to inform your doctor about your financial situation. This way, your doctor can make adjustments to lower the cost of your medical bills. 

2. Find insurance alternatives

If you’re thinking of getting health and medical insurance, but you’re on a tight budget, you should try looking for low-cost insurance alternatives. Some insurance companies offer healthcare benefits to people with limited income, such as Medicaid. 

Medicaid pays for your doctor’s visits and medications should you need medical help. To qualify for Medicaid insurance, all you need to do is to follow and submit all necessary documents and requirements.

3. Do a bit of research and look for cheaper medical centers

Finding alternative urgent care and medical centers that offer lower prices is also an option. When you look for better alternatives, it reduces your chances of going over budget. 

In general, urgent care centers are a great alternative to getting medical assistance that you can receive from hospitals. Even without insurance, urgent care centers can provide similar high-quality treatment and medical services offered in hospitals.


When you need immediate medical assistance, but you’re worried about your medical bills, going to an urgent care center is ideal for getting proper treatment. At urgent care centers, you don’t have to worry about not having insurance because it is incredibly affordable, and you can adjust your treatments to accommodate your finances. 

Agile Urgent Care is a top urgent care center in New Jersey. We provide convenient and affordable expert services for injuries and illnesses that need immediate treatment. Speak to our team of medical experts today and book an appointment!

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